Three of the main areas that people get caught up with in terms of money are making it, spending it, and saving it. If you look at your income as not being sufficient to cover your expenses then thats exactly what it will be. Receiving a raise or additional streams of revenue are not even guaranteed to change that either. Some people have an issue with spending where it seems like everything they get is going out. If you do not monitor your spending it means one day you will be in for a rude awakening. The number of people who live at or above their means and do not know it is mind boggling. Some people view savings as this giant obstacle thinking they have to put away some extremely high amounts to be successful. Fact of the matter is some savings beat no savings.
One of the best things you can do when it comes to money is to take an objective look. After all it is your financial situation, so you have a vested interest. The problem is that the vested interest you have does not always insure that you are doing whats in your best interest. The greatest thing that any individual can do when it comes to money is to change the way they view money. By changing how you view money eventually you will also be able to change your behaviors with money.